HRAs, HSAs and FSAs are accounts that employees and their dependents may use to cover specific healthcare expenditures. They allow employees to pay for medical, prescription, dental and vision expenses…
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The open enrollment period allows you to modify your company’s benefits plans, as well as provide employees with the opportunity to review the current policies offered. Prior to the open…
Open enrollment season allows employees to accept or alter the benefits options provided by their company, such as health, dental and life insurance, as well as supplementary or optional benefits…
Generation Z refers to anyone born between 1997 and 2012. As recent college graduates enter the workforce, employee benefits can be a deal breaker in accepting a job position. Over…
Medicare is the federal health insurance program for people over the age of 65, certain younger adults with disabilities and people suffering from End-Stage Renal Disease. There are three tiers…
As an employer, risks that require Employment Practice Liability are inevitable. A business owner may be in good standing with respect to the law and can still be sued. This…
A data breach is a security accident where data and other information have been stolen and used without authorization. A data breach can have catastrophic consequences for a small business….
Tail coverage is a type of business coverage that is purchased in addition to a claims-made policy. It provides coverage for incidents that occur while your policy was active but…
High deductible healthcare plans, also known as HDHPs, is an official term defined by the IRS used to describe a very specific type of healthcare plan. Though the name may…
Life is full of uncertainties and it’s important to protect your assets to ensure that you can remain financially stable through unexpected situations. No one wants to worry about financial…