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Custom-designed for your individual needs
Life moves quickly, and there is nothing more valuable than peace of mind as you move through everyday life. At Unity Insurance, our goal is to protect you from the unexpected through top quality, full service insurance coverage that works for your needs, as well as your budget.

Our Maryland insurance advisors have decades of experience in personal insurance coverage, helping you identify and eliminate gaps in coverage that may leave you exposed, and create custom plans that fit your lifestyle. Through a strategic alliance with Heller Kowitz Insurance Advisors, Unity Insurance can offer competitive rates and excellent coverage for your auto, home, recreational vehicle and personal umbrella coverages.

Heller Kowitz has a team of knowledgeable professionals ready to help you build your customized personal insurance coverage plan. From auto insurance to long term care, Unity Insurance and Heller Kowitz are here for you at every stage of life. Contact Heller Kowitz or Unity Insurance today to start the process of building your personal insurance plan.

Homeowner Insurance

Your home is one of your biggest assets, and it’s important to do all that you can to protect it. We’ll help you plan for the unexpected with insurance coverage that’s just right for you and your family.

Auto Insurance

Your automobile can be a fairly costly investment – one that is exposed to many potential losses that are out of your control. We’ll make sure you have the protection you need at a price you can afford.

Renters Insurance

When you rent or lease, your landlord’s insurance usually only protects the building itself — not your personal belongings. We’ll design coverage to protect your personal property and your lifestyle while renting.

Condo Insurance

The master condo policy typically protects only the shell of your unit, leaving your personal property and the unit interior at risk. We’ll make sure you understand your bylaws and have the protection you need.

Watercraft Insurance

Whether you own a paddle boat or a power boat, you want to enjoy your time on the water without worry. We’ll help you leave your worries on dry land and fully enjoy your time on the water.

RV Insurance

Whether you’re planning a family vacation or a weekend road trip, you want to have peace of mind on the open road. We’ll work with you to make sure owning an RV is a rewarding experience, and also a safe one.

Umbrella Insurance

Experiencing a major insurance claim or lawsuit could lead to personal financial loss if costs exceed coverage provided by your standard homeowners and auto policies. We’ll help protect your financial future.

Valuable Possessions Insurance

Accidents happen. Stones fall out of diamond rings. Antiques break. Art gets stolen. We’ll get you the protection you need for your most precious belongings in the event of loss through theft, accident or natural disaster.

Individual Life Insurance

You can’t put a dollar amount on your family, but you can ensure their future is protected. We can’t predict when the unexpected will happen, but we can help you prepare for it when it does.

Long Term Disability Insurance

Serious illnesses or accidents can come out of nowhere. They can interrupt your life, and your ability to work for months – even years. We’ll make sure you have financial support to manage your disability and your household.

Long Term Care Insurance

Long-term care insurance may be your best option if you develop a chronic illness or become disabled and can no longer care for yourself for an extended period of time. We’ll help prepare you for the unexpected.