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Are you covered for a water or sewer line break? If not – it could be a costly fix!

Have you ever been notified by your city or municipality advising that the sewer lines going from the street to your residence or business aren’t covered by insurance?

The quick answer is — it’s probably not covered by your standard homeowner insurance policy. Surprising, right? Make sure you are protected.

Unity Insurance partner Steve Heller, of Heller Kowitz Insurance Advisors, explains why this can become an expensive headache for homeowners and how to fix it.

If you have any questions or would like a no-obligation review, contact Unity Insurance at or Heller Kowitz at