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Is your homeowners policy ready for Summer storm season?

Each year, Spring and Summer thunderstorms alone cause an astonishing $15 billion in property damage.  Many homeowners think their regular homeowners insurance policy will cover all water losses.  Unfortunately, that’s not always the case.

If a pipe bursts in your kitchen or rain comes in through a wind-damaged roof, you are covered.  However, most homeowners policies actually exclude damage for flooding, sewer backup, and below ground water. 

If you have any questions or would like a free, no-obligation review of your current coverage, feel free to contact Unity Insurance at or Heller Kowitz at