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2022 Open Enrollment Checklist For Employers

By August 20, 2021August 23rd, 2021Employee Benefits

The open enrollment period allows you to modify your company’s benefits plans, as well as provide employees with the opportunity to review the current policies offered. Prior to the open enrollment period, you will want to evaluate your current insurance policies and see where any changes or improvements can be made for the following year. Planning for a successful open enrollment period allows your employees to acquire the coverage they need. 

Below, the team at Unity Insurance discusses everything you need to check off your list as an employer prior to open enrollment season. 

Organize a Company-Wide Survey 

Prior to the hectic open enrollment period, ask your employees for their feedback on last year’s benefit options. Hold an open-ended discussion to receive feedback from employees. This will help you identify where there is room for improvement. Some individuals may prefer not to speak up, so following the discussion, provide employees with a survey to see which benefits provided them the most value to them during the year, and what they feel could be improved for the following year.

Take Cost Into Consideration

After receiving feedback from your employees, consider cutting benefits that are not being used. You want to make sure that what you are paying for is being utilized. Discuss options with an insurance broker to ensure that your employees receive the greatest available benefits at the most affordable prices. Have your insurance broker review your current benefits package and ask about the suggestions or recommendations your employees provided you with. Your broker will know what is best for you and your employees. 

Consider Additional Benefits 

After a year of uncertainty, a lot of things have changed due to COVID-19. Review your policy to ensure it offers benefits such as telemedicine and mobile health clinics. Telemedicine allows employees to access health care providers directly from their homes. Mobile health clinics offer employees the opportunity to schedule appointments at an on-site clinic. General health tests and vaccinations are available at these clinics. 

Speak to Your Insurance Broker About Any Changes You Wish to Make

Your provider may make yearly updates or changes to your benefits package,  so it’s important to gather any new information about your policy. If you would like to request changes, contact your insurance broker prior to open enrollment to ensure you are making the right decision. If there are changes, or you decide to make adjustments to your benefits plans, talk to your employees—they may have questions or concerns. 

Avoid Overwhelming Your Employees About Open Enrollment

Communicating with your employees is the best way to ensure that they have all the information they need going into the open enrollment period. As an employer, you will want to provide your employees with detailed information on what benefits you will be offering to help them make the best choice for themselves and their families. 

Contact an Insurance Agent at Unity Insurance Today

Managing the open enrollment process can be complex and time-consuming. Unity Insurance’s knowledgeable and experienced benefits agents can assist you in selecting the right provider and the best benefits plan for you and your employees. Contact Unity Insurance today by calling (410) 539-6642 to learn more about open enrollment.